A typical home-selling timeline runs about 10 to 15 weeks from listing to closing. Add prep time, photos, and building the listing, and the whole process often lands closer to 4 or 5 months. 

However, that timeline is heavily influenced by your local market, your home’s price and condition, and how quickly the buyer’s financing and closing process comes together. In the last year, the median home spent around 44 days on the market before going under contract, with about 30% going under contract within two weeks of listing, according to Redfin.

But finding a buyer is only one part of the timeline. Preparation often starts weeks before a home ever hits the market, and the under-contract and closing period adds more time after you accept an offer.

How long does it take to sell a house?

In tight, low-inventory markets, homes can go under contract in a week or two. In markets where sellers currently outnumber buyers—and there are more of those markets right now than there have been in years—homes may take 6 weeks or longer to go under contract.

Price point matters too. Entry-level homes in a given area might move faster than luxury listings, since the buyer pool is larger. The best way to get your own realistic timeline is to ask your agent how comparable homes in your specific neighborhood and price range have been selling over the last 30 to 60 days.  

No timeline fits every seller, but these ranges are a starting point. 

Stage	Timing	What affects the timeline
Preparation	Start 6 to 8 weeks before listing	Scope of repairs, contractor availability, whether you need permits
Active listing to accepted offer	National median: 44 days	Price, condition, local buyer demand, competition, time of year
Offer review and negotiation	Within a few days of an offer being made	Number of offers, response deadlines, counteroffers, contingencies
Under contract to closing	Commonly 1 to 2 months (30 to 60 days)	Financing type, appraisal timing, title issues, inspection negotiations, cash vs. financed buyer

6 to 8 weeks before listing: Plan the sale

1. Decide whether and when to sell

When this happens: Ideally 6 to 8 weeks before listing, or earlier if you’re also buying a home. 

Before you do anything else, sit down and think things through. Why are you selling? When do you need to move? Are you also buying a home, and if so, does that sale need to close first? What do you still owe on your mortgage, and how much equity do you have? Would you need temporary housing or a rent-back arrangement if your sale closes before your next move is ready?

When you should sell is highly personal, but spring has long marked the start of the homebuying season—nationally, homes listed in late April are more likely to sell faster, according to a Redfin analysis. 

2. Estimate your home’s value and potential proceeds

When this happens: Before you commit money to repairs, staging, or another home. 

Before you spend money on repairs or staging, get a realistic sense of what you’ll actually walk away with:

• Estimated market value: what your home is likely worth today, based on recent comparable sales
• Listing price: the price you choose to ask, which may be set above, at, or below market value depending on strategy
• Final sale price: what a buyer actually agrees to pay
• Mortgage payoff: what you still owe your lender
• Selling expenses: agent compensation, closing costs, repairs, and other costs of the transaction
• Estimated net proceeds: what’s left for you after everything else is paid

A simple way to estimate your proceeds:

Expected sale price − mortgage payoff − selling costs = estimated net proceeds

This number can tell you whether selling actually supports your next move, before you’ve spent any money on getting the home ready to sell. 

3. Choose how you’ll sell and hire an agent

When this happens: Often 4 to 8 weeks before listing, but more complex homes may need longer time with an agent. 

Sellers generally choose between working with a listing agent or selling for sale by owner (FSBO), depending on how much of the process they want to handle themselves.

Some sellers only need a few weeks to get ready; homes needing contractor work, permits, or extensive prep may need several months of lead time. Reaching out to an agent early, even before you’re sure of your exact selling timeline, gives you room to plan around whichever situation you’re in.

4. Gather documents and calculate selling costs

When this happens: Begin early, since some records can take time to locate or request. 

Start collecting paperwork early so it doesn’t slow you down later. Depending on your property and local requirements, you may need:

• Mortgage and payoff information
• Property tax records
• HOA documents, if applicable
• Permits and renovation records
• Warranties on major systems or appliances
• Previous title or survey documents
• Required property disclosures
• Utility or maintenance records
• Lease documents, if the home is tenant-occupied

You’ll also want a rough sense of what selling a house may cost you, including agent compensation, seller-paid closing costs, repairs, staging and preparation, moving expenses, your mortgage payoff, taxes or HOA charges, and any concessions you negotiate with a buyer. 

4 to 6 weeks before listing: Prepare the home 

5. Decide what to repair before selling

How long it may take: A few days for minor fixes to several months for larger projects, permits, or contractor-dependent work. 

You don’t need to renovate the whole house before you list it. Depending on your situation, you can complete visible or high-priority repairs, get estimates for larger defects, sell the home in its current condition, offer a credit instead of doing the work yourself, or consider an optional pre-listing inspection, if recommended by your agent.

You also don’t necessarily need a major renovation to attract buyers. Vanessa Leimback, a Redfin Premier agent in Seattle, has noticed buyers stretched thin by high mortgage payments would rather pay more for a move-in-ready home than take on renovation costs themselves. Condition still matters, but addressing obvious problems, not a full remodel, is usually enough to widen your buyer pool. 

6. Clean, declutter, stage, and prepare to move

When this happens: Begin about 1 month before listing and finish the final details in the week before launch. 

This is where the home starts to look ready for buyers, and when the moving process begins. Remove unneeded furniture, pack up what you won’t need before the move, deep clean, and improve curb appeal. Stage the rooms that matter most to buyers, like the living room, primary bedroom, and kitchen.

About one month before listing: pack, finish repairs, arrange a deep clean, and tidy up the exterior and landscaping.

One to two weeks before listing: finish staging, schedule photography, confirm showing instructions with your agent, and clear out valuables and sensitive documents.

1 to 2 weeks before listing: Set the price and create the listing

7. Set the listing price and launch strategy

When this happens: Finalize the price shortly before launch so it reflects the newest competing and recently sold homes. 

Pricing your home is one of the most important decisions in the entire selling process. A well-researched price weighs recently sold comparables, competing listings, your home’s condition, local buyer demand, and current inventory. It should also account for the price brackets buyers search within, how quickly you need to sell, and appraisal risk if your buyer is financing. 

“Sellers should resist the urge to price based on what a neighbor got a year or two ago,” says Chen Zhao, Redfin’s head of economic research. “Pricing a home correctly from the start can be the difference between attracting a serious buyer and lingering on the market.”

A few common pricing mistakes: pricing based on what you originally paid, trying to recoup everything spent on renovations, padding the price with “negotiating room,” relying just on automated estimates, or leaning on older comps instead of recent ones.

None of this means you should price below market, but that results vary by location, and you shouldn’t assume buyers will bid above asking just because that happened often in past years. Nationally, about 20% of listings had a price drop and 26% sold above list price in mid-2026. Your own comps will tell you which outcome is more likely for your home. 

8. Create the listing and marketing materials

How long to allow: Several days to coordinate photography, listing copy, floor plans, and launch logistics. 

Once your price is set, focus on how buyers will actually experience your listing online and in person. Professional photography makes a big difference, and so does an accurate, detailed description. Floor plans or a virtual tour help buyers get a feel for the layout before they visit, and your MLS listing should clearly state property details and any recent improvements. Decide on your showing schedule and whether you’ll hold an open house, then plan your launch date.

List your home and accept the offer

9. Launch the listing and manage showings 

How long it may take: The national median is 44 days from listing to going under contract, although the timeline varies widely by market. 

Once you’re live, keep the home consistently show-ready, accommodate reasonable showing requests, and have a plan for pets during visits. Ask your agent to collect feedback from buyers’ agents after each showing, and compare your activity with similar nearby listings to get a sense of how you’re performing.

In the summer 2026 homebuying season, only 31.5% of homes went off market within two weeks of listing. A fast offer is possible, but most homes aren’t selling in the first weekend. Plan for a longer showing period rather than judging your listing after just a few days.

10. Reassess the strategy if the home is not selling

When this happens: When your listing is getting less activity than similar nearby homes or isn’t generating the interest you expected.

A slower-than-expected sale doesn’t necessarily mean you need to start over. Homes are taking longer to sell in today’s market, and some sellers are pulling their listings after failing to attract a buyer at the price they wanted. Delisting isn’t a guaranteed fix, though. It’s just one potential option, and what to do next depends on why your home isn’t selling in the first place. 

11. Compare, negotiate, and accept an offer

How long it may take: Some negotiations resolve within a day or two, while counteroffers, multiple offers, or complex terms can extend the process. 

Once offers start coming in, don’t just focus on the price. Every term in an offer affects either your proceeds, your risk, or your selling timeline.The strongest offer is usually the one that combines acceptable net proceeds, contingencies you can manage, credible financing, timing that works for you, and a reasonable likelihood of actually reaching the closing table.

Concessions are common right now, so expect some negotiation. Sellers gave concessions in 46.2% of U.S. home sales in May 2026, most often to help with repairs, closing costs, or mortgage-rate buydowns, and almost 16% of sales included both a concession and a price drop. 

Complete the under-contract process and close

12. Navigate the inspection, appraisal, and closing process

How long this takes: On average, between 30 to 60 days from accepted offer to closing

Not every accepted offer makes it to closing. Buyers may still back out of a deal during the under-contract period, depending on their contingencies and the terms of the purchase agreement.

In July 2026, 14% of homes that went under contract nationally had their sale agreement canceled before closing, the highest rate in years, partly due to buyers having more options and being willing to walk after inspections, low appraisals, financing changes, or unsuccessful concession negotiations—meaning the best offer for you might not be the highest price.

Here’s how the under-contract stage roughly unfolds:

The buyer deposits earnest money

Once you accept an offer, the buyer deposits earnest money with a neutral third party, such as an escrow or title company, within 1 to 3 business days. This good-faith deposit is applied toward the buyer’s down payment or closing costs if the sale closes. If the buyer backs out for a reason that isn’t protected by the contract, the seller could be entitled to keep the deposit. 

You provide any remaining disclosures

Seller disclosure requirements and timing vary by state and local laws, and some disclosures might be required before you accept an offer. Work with your agent or real estate attorney to understand what you’re required to disclose and when.

The buyer completes inspections

Most buyers will schedule a home inspection and sometimes specialized inspections for things like the roof, foundation, or pest activity. Depending on what’s found, the buyer may request repairs, ask for a credit or price adjustment, decide not to go ahead with the purchase, or go ahead with no changes or requests at all.

The lender orders an appraisal

If your buyer is financing the purchase, their lender will usually ask for an appraisal to confirm the home’s value supports the loan amount. If the appraised value comes in at or above the contract price, this step usually moves forward smoothly. If the appraisal comes in low, you and the buyer have a few possible paths: renegotiating the price, the buyer covering the gap in cash, or in some cases, the deal falling through.

Title and buyer financing move forward

While the appraisal and inspection processes are taking place, a title search is also taking place. This checks for liens or ownership issues that need to be resolved before closing. The buyer’s lender is also completing underwriting, finalizing insurance requirements, and confirming any remaining loan conditions. Contingency deadlines in the contract keep this stage moving on schedule. Any issues that come up during this stage may affect the closing timeline or, depending on the contract, whether the sale moves forward.

You complete agreed-upon work

If you agreed to make repairs as part of the negotiation, keep receipts, use licensed professionals where required, and finish the work by the deadline in your contract.

The buyer completes a final walkthrough

Shortly before closing, the buyer will typically do a final walkthrough to make sure the home is in the expected condition and any agreed-upon repairs have been completed.

You close and hand over the home

At closing, the final documents are signed, transaction costs and remaining mortgage balances are settled, and ownership transfers to the buyer. When you need to move out and hand over the keys depends on your contract, including any agreed-upon rent-back or possession period.

How to help the home-selling process move faster

None of these steps guarantee a fast sale, but they tend to help:

• Price from current, local market evidence rather than what you hope to get.
• Start repairs and document gathering early, well before your target listing date.
• Avoid unnecessary renovation projects that won’t drastically move your price.
• Keep the home consistently available for showings.
• Make your listing complete, accurate, and well-photographed.
• Respond to offers and requests quickly.
• Look at the certainty of closing and timing across offers, not just price.
• Complete agreed-upon repairs before your contractual deadline.
• Keep your own moving plans flexible if possible until the transaction actually closes.

All-cash sales don’t necessarily follow the typical home selling timeline. Because there’s no mortgage underwriting, a cash offer may be able to close faster than a financed transaction, sometimes in a matter of weeks. Selling directly to an investor paying cash or an iBuyer could also trade speed and certainty for a lower sale price, since these buyers are often accounting for repair costs and resale risk in their offer.

The bottom line

Selling a house is really three overlapping timelines: prepping the home, time on the market, and getting to closing. How long each one takes depends on your home, local market, buyer, and contract terms. Your home selling timeline probably won’t match the national average exactly, and that’s fine. Building your plan around all three stages can give you a more realistic idea of when your sale will actually be complete, rather than focusing only on how quickly you receive an offer.

Key Takeaways

• Places across the U.S. are offering incentives to attract new residents, ranging from cash to free recreation equipment.
• Since the pandemic, relocation programs have become more popular as remote work and an affordability crisis push people to consider new options.
• Many of the places offering incentives are in the Midwest.

Did you know some states will pay you thousands of dollars just to move there? In an era where the cost of living has reached near-record highs and about 22% of people work remotely, many places are seizing the opportunity to attract residents through innovative incentives.

From tax breaks to cash, these programs are designed to attract a diverse range of talent, boost populations, and strengthen local economies. Some of the incentives are substantial, reaching $20,000, while others are smaller and offer free recreation equipment, assistance with down payments, or mortgage subsidies. Most places are focused on bringing in remote workers, but some states offer financial incentives for individuals willing to accept local jobs. 

The benefits go two ways: New residents get to work somewhere new and receive perks in doing so, while cities get to grow their economies and add new residents. 

So, whether you’re considering moving across the country for a change of scenery or looking for some extra income, there may be a few destinations on this list that catch your attention. Let’s take a closer look at 13 states that pay you to move there.

1. Alaska

If moving closer to the great outdoors sounds appealing to you, nothing beats the rugged, beautiful landscape of Alaska. But how much is Alaska willing to pay you to move there?

Alaska incentivizes people to relocate through its Permanent Fund Dividend (PFD)—one of the longest-running incentive programs in the country. Alaskans who have lived in the state for at least one full calendar year receive an annual dividend ranging from $850-$3,000. Beginning in 1982, the dividend has been a hallmark of the state for decades and provided billions to its residents. It has recently faced budget shortfalls but remains foundational to the state.

Finally, Alaska has no state income or sales tax (local taxes may apply, though). Plus, you’ll be surrounded by stunning scenery and wildlife and have access to incredible seafood and rich Native culture. Ketchikan, in Southeastern Alaska, is going the extra mile to attract you by offering 3 months of fiber-optic internet for free. 

To see if your forever home is in Alaska, look up homes for sale in Alaska and Alaska rentals in popular cities like Anchorage and Fairbanks.

Initiatives	Permanent Fund Dividend (PFD), Choose Ketchikan
Benefits & Information	Variable, depending on what the state government approves each year. 2026’s dividend is forecast to be $1,000 per person, with $200 in energy rebates.
Program Requirements	To receive the PFD, you must: Live in Alaska for a whole calendar year. Then, you can apply Plan to live in Alaska exclusively and indefinitely after your first calendar year To receive benefits associated with Choose Ketchikan, apply online.
How to Apply	Visit the PFD website and apply online between January 1-March 31 after you’re eligible. Applications are rolling. Request information on Choose Ketchikan’s website.

2. Arkansas

Rolling rivers, drifting plains, and decades of Civil Rights history make Arkansas a one-of-a-kind state to call home. Two cities in Arkansas want remote workers to make the move: Texarkana and West Memphis. 

Both incentive packages are worth over $10,000, with at least half of that purely cash. They’ll even throw in some outdoor gear to explore the area’s vast wildernesses. The cities are fairly large in their own right, too, with distinct communities and plenty of amenities. Texarkana is especially interesting, as incentives top $18,000 and allow you to choose between living in Texas and Arkansas. It’s been very popular so far. 

If calling Arkansas home has a nice ring to it, check out homes for sale or apartments for rent in Arkansas to see if your next dream home is available.

Initiatives	REDI…Set…Move, Start Fresh in West Memphis
Benefits & Information	Variable, but usually involves cash, meeting the mayor, college tuition discounts, extra bonuses for buying a home, and more.
Program Requirements	Requirements vary, but generally you must: Be 18 years or older Work full-time and be able to relocate while retaining current position (or be self-employed) Earn at least $50,000-$75,000 per year Currently reside outside of the city/county to which you’re applying Relocate within six months of being accepted
How to Apply	Visit MakeMyMove.com.

3. Georgia

Columbus, GA is focused on the future. The city has spent the past three years investing in economic growth by attracting new workers to the region. And now, it’s willing to pay people to make the move.

The region is attracting new residents through an initiative called Move to Meaningful, which was launched in 2024 and has been renewed in 2026 following strong success. Eligible remote workers can receive $5,000 in cash, coworking experiences, and more, worth a total of $8,700. More than 7,000 people applied for the program when it first launched. 

The area’s abundant outdoor recreation, sunny weather, strong job market, and affordable cost of living (housing is 30% cheaper than the national average) are strong draws on their own—and even better on top of the incentives Columbus is offering.

Initiative	Move to Meaningful
Benefits & Information	$5,000 cash, six months of free coworking space, coffee with the mayor, various memberships, and more
Program Requirements	To qualify, you must: Be 18 years or older Work full-time and be able to relocate while retaining current position Earn at least $75,000 per year from a single income source Currently reside at least 75 miles outside of Columbus, GA Relocate to Muscogee County, GA within three months of being accepted
How to Apply	Visit MakeMyMove.com.

4. Indiana

Indiana has over 100 incentive programs encouraging renters and homebuyers to call the Hoosier State home. And with everything from major metros to remote farmland, there’s a reason so many people already do. The Indy500, Indiana Dunes National Park, and renowned universities are some of the many highlights.

Most of the communities offering incentives are located in the prairies of Eastern and Northern Indiana and hills of Southern Indiana. But others are primary cities or major suburbs. Noblesville, outside of Indianapolis, and towns in Floyd County, outside Louisville, are willing to dish out incentives worth $15,000 to qualifying applicants. Other smaller towns and counties offer between $5,000-$8,000, with Angola offering a massive $20,000. You’ll likely find something that fits your needs.

Initiatives	Various
Benefits & Information	Variable, but usually involves substantial cash, dinner with the mayor, recreation passes, sports tickets, and more.
Program Requirements	Requirements vary, but generally you must: Be 18 years or older Work full-time and be able to relocate while retaining your current position; or procure a qualifying job in the city you are relocating to. Earn at least $50,000-$80,000 per year Currently reside outside of the town/county to which you’re applying Relocate within six months of being accepted
How to Apply	Visit MakeMyMove.com.

5. Illinois

What’s not to love about Illinois? You have soaring Chicago and its unique culture, historic Springfield and its Old State Capitol, and miles of open prairies, all ripe with opportunity. Cold and snowy winters are an added bonus for some. So, why not give it a shot if the state will pay you to move?

Since 2024, the Jacksonville Region in Southwestern Illinois has been offering generous relocation packages for job seekers or remote workers to settle down. The cities of Pittsfield and Jacksonville are offering up to $9,000 in incentives for homeowners or renters to settle down, so long as they have a remote job or are willing to get a new job in town.

Initiatives	Various
Benefits & Information	Variable, but generally includes $5,000 in cash, three months of free internet, activity vouchers and season passes for recreation activities, and more.
Program Requirements	Requirements vary, but generally you must: Be 18 years or older Work full-time and be able to relocate while retaining current position (or be self-employed) Earn at least $50,000-$70,000 per year Currently reside outside of the town/county to which you’re applying Relocate within six months of being accepted
How to Apply	Visit MakeMyMove.com.

6. Kansas

Notoriously flat and windy, Kansas is a hidden gem in the center of the country. Farming, sports, and recreation are top ticket items among its passionate residents – and the state wants to add you to the roster. 

More than 15 cities and counties across the state offer incentives ranging from cash, to student loan assistance, and more. Most participating communities are located in Northwest Kansas, a rural area trying to boost its population. Buhler, northwest of Wichita, offers the state’s largest incentive, worth up to $15,500 for relocating workers.

Kansas has spent over a decade encouraging people to move to rural areas of the state, many of which have seen consistent population declines. And in the case of a large metro like Topeka, the incentives have worked, helping reverse population declines in the county. The Choose Topeka Initiative collaborates with employers to offer cash funds and more to workers moving from out of state.

No matter which place you end up choosing, take a look at homes for sale or rentals in Kansas to see what living in America’s Heartland could look like. 

Initiatives	Various
Benefits & Information	Variable, but generally involves cash incentives, down-payment assistance, recreation passes, student loan repayment, and more.
Program Requirements	Requirements vary, but generally you must: Be 18 years or older Work full-time and be able to relocate while retaining current position (or be self-employed) Earn at least $50,000 per year Currently reside outside of the county/region to which you’re applying Relocate within six months to a year of being accepted
How to Apply	Visit MakeMyMove.com.

7. Kentucky

Kentucky produces corn, soybeans, and 95% of the world’s bourbon. However, it’s famous for much more than just agriculture: Horse racing, Southern cuisine, gorgeous scenery, and Bluegrass music are favorites. 

Communities across Kentucky are offering incentives for residents to relocate and enjoy everything the state has to offer. Most are located in rural parts of the Commonwealth, like Eastern and Southwestern Kentucky. Mayfield, to the west, advertises the largest package, worth around $8,800; many Appalachian and college towns in Eastern Kentucky offer incentives worth up to $7,500; while Paducah, along the Ohio River, offers $5,000 in cash. In total, there are eight incentives statewide for people to choose from. 

Initiatives	Various
Benefits & Information	Variable, but generally involves cash, moving assistance, recreation passes, tax breaks, music lessons, lunch with the mayor, and more.
Program Requirements	Requirements vary by program, but generally you must: Be 18-21 years or older Work full-time outside of the city, and be able to relocate while retaining current position (or be self-employed) Earn $60,000-$100,000 per year Currently reside outside of Kentucky Relocate within three months to a year of being accepted, and intend to stay for at least one year after the relocation incentive ends.
How to Apply	Visit MakeMyMove.com.

8. Michigan

Cities across Michigan are rebounding from decades of Rust Belt decline, offering affordable living, revitalized downtowns, and easy access to regional hubs like Chicago, Fort Wayne, IN, and Detroit. Now, the state is working to attract new residents to experience its growing economy, snowy winters, and iconic Great Lakes scenery. 

Cities in Central, Western, and Southwestern Michigan like Muskegon and Grand Rapids are looking for new residents to relocate and buy a home. Some are offering additional benefits for those pursuing careers in in-demand fields like healthcare and IT, or for recent college graduates. Benefits can top $7,000, and nearly all offer some form of housing assistance.

Initiatives	Various, organized by Make Michigan Home
Benefits & Information	Variable, but generally involves cash, down-payment and rent assistance, moving assistance, job resources, recreation passes, tax breaks, and more.
Program Requirements	Requirements vary widely by program, but generally you must: Be 18 years or older Be willing to get a new job in a specified city and live there for at least one year (some allow for remote work) Acquire a new job that earns $40,000+ per year Currently reside outside of Michigan Be willing to live in a qualifying city for at least one year
How to Apply	Visit MakeMyMove.com.

9. Missouri

Missouri combines a relatively low cost of living with thriving cities, small-town charm, and plenty of access to the outdoors. In the state’s rural north, Mercer County offers a quieter pace of life surrounded by farmland, lakes, and close-knit communities. And if you’re ready for a change of scenery, the county may even pay you to make the move. 

Through at least late 2026, Mercer County is offering a cash stipend, free membership to the recreation center, and one year of free internet service to people who want to relocate. The total incentive is worth over $6,500, and it’s available to both remote workers and job seekers.

Initiative	Relocate, Live, & Work in Mercer County, MO
Benefits & Information	$5,000 cash, one-year membership to the county Chamber and recreation center, one year of free internet, and more.
Program Requirements	To qualify, you must: Be 18 years or older Work full-time and be able to relocate while retaining current position, or relocate and find a local job Earn at least $50,000 per year Currently reside outside of Mercer County, MO Relocate to Mercer County, MO within six months of being accepted
How to Apply	Visit MakeMyMove.com.

10. Oklahoma

Oklahoma is paying to relocate remote workers through a program called Tulsa Remote. With a low cost of living, a thriving remote work community, and countless opportunities to explore the city, it’s no wonder Tulsa has been attracting a steady stream of new residents. In fact, since 2018, Tulsa Remote alone has brought more than 4,000 people to the area and generated tens of millions of dollars for the region. It has been remarkably successful, albeit with some controversy. 

A prosperous oil town, Tulsa has a lot going for it. From Art Deco architecture in the Deco District, to a gleaming museum in an Italian villa, there’s plenty to enjoy. Plus, if you’re looking to buy a house in Tulsa, prices are about half the national average. Through Tulsa Remote, you’ll receive cash and other benefits for your Oklahoma relocation.

But if you’re not ready to make the leap to homeownership, no worries. Consider renting an apartment in Tulsa or checking out houses for rent to get a feel for what it’s like to live in the area before putting down roots. 

Initiative	Tulsa Remote
Benefits & Information	$10,000 relocation incentive. Renters receive $10,000 through monthly disbursements. Buyers have the option to receive a lump sum after purchasing a home.  Recipients also receive a three-year membership at a coworking site, as well as housing and community resources.
Program Requirements	To qualify for Tulsa Remote, you must: Be 18 years of age or older Be authorized to work in the U.S. Have full-time remote or self-employed work based outside the state of Oklahoma Have lived outside the state of Oklahoma for a full year Be able to move to Tulsa within 12 months of applying
How to Apply	Visit Tulsa Remote’s website.

11. Pennsylvania

Pennsylvania offers a little bit of everything, from big-city living to quiet towns surrounded by forests, rivers, and rolling hills. And now, cities throughout Mercer County in Western Pennsylvania want you to experience it. The region combines affordable housing and abundant outdoor recreation with easy access to both Pittsburgh and Cleveland. 

Sharon, Farrell, Greenville, and Hermitage are the participating cities and are all providing relocation packages worth up to $8,400 for accepted applicants. Depending on where you move, benefits include thousands of dollars toward buying or renting a home, free coworking space, gym memberships, golf, outdoor activities, and other local perks.

Initiatives	Various
Benefits & Information	Variable, but generally involves cash, homebuyer incentives, coworking space, recreation memberships, and more.
Program Requirements	Requirements vary by program, but generally you must: Be 18 years or older Work remotely full-time and be able to relocate while retaining current position, or be self-employed Earn at least $50,000 per year Currently reside at least 100 miles outside of the area you are applying to. Relocate to your target area within six months of being accepted
How to Apply	Visit MakeMyMove.com.

12. West Virginia

Famous for more than just its “country roads,” West Virginia offers one of the most lucrative programs to attract new residents to the state. The moving incentive is called Ascend West Virginia, and they’re currently accepting applications from people who want to get paid to move. The program is worth $20,000 and focuses on the Greenbrier Valley, Morgantown, Elkins, Lewisburg, and Eastern Panhandle communities. 

In addition to a huge chunk of change, new transplants can also receive outdoor recreational equipment along with other benefits to sweeten the pot. West Virginia’s median sale price, at $259,000, is also well below the national median.

This program is quite popular, so get a head start on some house or apartment hunting by scoping out West Virginia rentals and homes for sale in West Virginia before applications fill up.

Initiative	Ascend West Virginia
Benefits & Information	If you qualify for Ascend West Virginia, you can expect to receive up to $12,000 cash, plus other benefits such as free outdoor recreational equipment, professional development opportunities, and co-working space. The total package offered by Ascend West Virginia is valued at $20,000.
Program Requirements	You’ll have to meet some requirements to apply for Ascend WV. You must: Be 18 years of age or older Work remotely, full-time at a verifiable employer based outside of West Virginia (or be self-employed) Provide a full year’s proof of income Be able to relocate to the areas as designated by the Ascend WV Program within six months of being accepted
How to Apply	Head to the Ascend West Virginia website.

13. Wisconsin

There’s hardly been a better time to experience all that Wisconsin has to offer. Nearly 16,000 lakes, four distinct seasons, and house prices $50,000 below the national median make it an appealing place to put down roots. And now, you could get paid to call it home.

Several cities across Central and Southern Wisconsin are offering relocation incentives totaling up to $11,500 to remote workers or job seekers looking to put down roots in their neck of the woods. Fond du Lac, Black River Falls, Eau Claire, Milwaukee, West Allis, and West Bend are all participating, along with several encompassing counties. 

Initiatives	Various
Benefits & Information	Variable, but generally you will receive between a $4,000-$5,500 stipend, VIP experiences, free tickets to sporting events, meal vouchers, education and childcare support, and more.
Program Requirements	Requirements vary by program, but generally you must:  Be 18 years of age or older Work full-time and be able to relocate, or be open to finding work in the region you are applying to Currently reside outside of Wisconsin Earn at least $55,000 (total, across your household) Be able to relocate to the areas within six months of being accepted
How to Apply	Visit MakeMyMove.com

Final thoughts: Places will pay you to move, but do your due diligence

With remote work still popular and affordability pushing some to relocate, states are offering financial incentives to attract new residents. If you’re a remote worker moving out of state or looking for a fresh start and new job, these places could pay off—literally—while also offering a relatively lower cost of living.

If you decide to make a move, it’s important to do your due diligence and understand how much house you can afford—even with the incentives on the table. Use Redfin’s rental affordability calculator to see how much rent fits in your budget, or check out Redfin’s mortgage calculator to check what a monthly payment might look like if you were to purchase a home. 

There are dozens of offers and incentives for people willing to relocate, but most have specific income, employment, residency, or relocation requirements. Visit MakeMyMove to see a full list of current programs. 

Program details and housing market data is current as of August 2026. This article is for informational purposes only. Redfin does not endorse any of the programs mentioned. Redfin strongly recommends that consumers make informed decisions and independently verify that a state, city, or financial offering will meet their needs.

House hunting has always been a two-part process; narrowing the field and then getting your eyes on the homes that survive the cut. What’s changed is how powerful that first part has become. A well-built virtual tour can now do in twenty minutes what used to require a full weekend of driving around.

However, a virtual tour and an in-person showing aren’t interchangeable, and buyers who treat them that way tend to either waste time on homes they’d have screened out or, more consequentially, skip the visit entirely on a home that had problems no camera could catch. Whether you’re browsing homes in Phoenix, AZ or shortlisting apartments in Nashville, TN, here’s what each format actually does, and why you need both.

What is a virtual tour?

A virtual tour lets you explore a home remotely, usually through a video walkthrough or an interactive 3D experience. Unlike listing photos, which show individual rooms from selected angles, an immersive tour can help you understand how those rooms connect and how the overall layout works.

“Virtual Tours are an amazing way to showcase a home listing – whether it’s a video or an immersive 360 tour (such as Matterport), a virtual tour shows the layout of a home and a buyer can imagine themselves ‘walking though’ the home,” says Ian Bailes, owner of South Charlotte Drone, Inc.

A video tour generally guides you through the home’s highlights, while an interactive 360-degree tour lets you control what you look at and move between rooms. Some listing platforms also pair virtual tours with interactive floor plans, making it easier to connect a room’s appearance with its location within the home. For buyers comparing several homes, that can make the initial search much more efficient.

>> Learn: What Virtual Tours Show Home Buyers and What They Don’t

What can a virtual tour tell you?

“A virtual tour is the best tool buyers have for understanding a home’s layout and how rooms flow into each other, something photos alone can’t show,” says Mike Lapeter, founder of PFRE Tour.

This can be particularly helpful when you’re deciding whether a home is worth seeing in person. For example, you might discover that the second bedroom is smaller than expected, the kitchen is separated from the living area, or the primary bedroom is farther from the other bedrooms than you’d prefer. That information can help you narrow your list before scheduling multiple showings. 

What does an in-person showing tell you?

Here’s where the virtual tour vs. in-person showing comparison becomes important: a camera can show you a home’s appearance, but it can’t fully recreate what it feels like to be there.

“The little maintenance details you only notice in person are among the things a virtual tour can’t capture”, Lapeter says. That might include scuffed flooring, worn fixtures, signs of moisture, or the condition of finishes that aren’t obvious on screen. An in-person visit can also give you a better sense of the home’s natural light, noise levels, odors, and overall atmosphere.

“On the flipside, what a virtual tour does not show the buyer is if the home smells, the neighbors are noisy, if the floors creak, or if there are strange sounds within the home,” Bailes says. A home may look perfect online but feel very different once you’re standing in the living room during the afternoon rush hour and hearing traffic from the nearby street.

>> Explore: Using Virtual Tours to Narrow Your Home Search

When should you schedule an in-person showing?

You don’t necessarily need to visit every home you find online. Instead, use virtual tours to narrow down your options, then schedule in-person showings for the properties that meet your basic criteria.

“Use the tour to shortlist aggressively, then visit your finalists. You’ll walk in already knowing the house, and your in-person time goes to the things only being there can tell you,” Lapeter says.

An in-person showing is especially worthwhile when you’re seriously considering making an offer. Pay attention to details that are difficult to evaluate online, such as:

• How much natural light reaches each room
• Noise from traffic, neighbors, or nearby businesses
• Odors or signs of moisture
• The condition of floors, walls, windows, and fixtures
• How comfortable the home’s layout feels when you’re actually moving through it
• Whether the property feels as spacious as it appeared online
• What you can see and hear from the yard, balcony, or windows

If you’re buying a home from out of town, a virtual tour may also be useful as a first screening tool. In some cases, buyers may rely more heavily on an agent’s video walkthrough or virtual showing when traveling to every property isn’t practical. Still, it’s worth understanding what information you may be missing by not visiting yourself.

>> Read: Buying a House Sight Unseen? Read This First

Virtual tour vs. in-person showing: Which is better?

There’s no single winner, the two approaches work best together. A virtual tour can help you understand what a home looks like and how it’s laid out, while an in-person showing helps you understand what it’s like to live there. Buyers who use both can narrow their search efficiently without overlooking the sensory and physical details that only become apparent on site.

A virtual tour is one of the most powerful tools in a buyer’s search – but it works best as the beginning of the process, not the end of it.

Key Takeaways

• Build-to-rent (BTR) is a type of housing generally built in large-scale communities that resemble for-sale neighborhoods.
• BTR homes offer some of the benefits of homeownership without the maintenance—but there are drawbacks. 
• Single-family rentals have grown in popularity recently for their space, relative affordability, and flexibility.
• Build-to-rent homes have faced criticism for their role in the housing supply crisis.

Build-to-rent (BTR) homes have exploded in popularity since the pandemic, with consumers eager for single-family homes without the high costs or hassle associated with ownership. Today’s slow and expensive housing market has been a major catalyst.

These homes are typically built in professionally managed communities and offer many of the perks of a traditional house—more space, privacy, and a yard—without requiring a mortgage or down payment. For developers and investors, they offer another way to capitalize on strong demand for single-family rentals.

So, whether you’re looking for a home to rent or considering BTR as an investment, there’s plenty to weigh. Read on to learn more about whether BTR properties are right for you, why they’re in the news today, and what you should consider before renting or investing

What is build-to-rent?

Build-to-rent (BTR) is a type of housing development made up of single family homes built for long-term rental. The communities often operate similarly to an apartment building, where a professional management or investment company owns the properties and handles things like maintenance and upkeep. 

The most common type of build-to-rent community is one where an investor or developer bought the land and built standalone single-family houses for rent. But the definition is technically flexible and can include any single-family property built or renovated for the purpose of renting—including turning your own home into a rental. BTR is sometimes called “B2R” or “BFR (build-for-rent)” but they all mean the same thing.

Some examples of popular build-to-rent housing types include:

• Detached single-family homes: Standalone homes built within a professionally managed community.
• Horizontal apartments: A type of detached or semi-detached single-family home built on small lots in a housing community.
• Duplexes: Homes with two units side-by-side or on top of one another.
• Row homes: Homes built side-by-side with adjoining walls. 
• Small-lot homes: Homes built on lots smaller than the average lot size.

Why are build-to-rent homes so popular? 

Build-to-rent homes have become increasingly popular—and sometimes controversial—as they offer an alternative to buying a single-family home. Over the last three years, the sector has grown rapidly as developers and investors look to attract would-be homeowners who are priced out of the for-sale market. That demand is especially strong today, when buying a home is more expensive than renting in most of the U.S.

In 2025, about 7% of new single-family housing completions were BTR properties, which was up from 5% just three years prior. Historically, that number has hovered around 2.7%. Sun Belt cities in particular have seen a surge of BTR construction due to rapid population growth, abundant land, and soaring home prices—though many of those housing markets are now coming back to earth (see: Austin, TX)

Today, inflation and policy changes have slowed construction, while BTR’s rapid growth has raised questions about whether land and resources going toward rentals could instead help ease the acute shortage of homes for sale. At the same time, though, demand for rentals is strong. Even as for-sale affordability has started to slowly improve, younger generations have seemed less attached to homeownership, with more instead choosing to rent long term.

Who owns and manages build-to-rent homes?

Build-to-rent communities are typically developed, owned, and managed by professional real estate companies, with different companies sometimes handling financing, construction, ownership, and day-to-day management.

Investors and developers

Large BTR communities require significant upfront investment. Investors may provide funding, while developers purchase land, plan the community, and oversee construction. Sometimes one company fills both roles. A typical 200-home development costs around $60 million from start to finish.

Property managers

Once built, BTR communities are typically managed much like apartment complexes. Property managers handle leasing, rent collection, maintenance, repairs, and shared amenities. The owner or developer may also manage the community.

Individual investors can also get exposure to the BTR market through real estate companies or REITs (real estate investment trusts) that own rental properties, without directly building or managing a BTR community. 

History of build-to-rent homes

The idea of building a single-family home for the purpose of renting has existed for decades in the U.S. However, the modern single-family rental industry took off in the aftermath of the 2008 financial crisis, eventually giving rise to today’s build-to-rent model. Tighter lending standards and financial hardship pushed more households toward renting, while a surplus of inexpensive, foreclosed homes gave investors an opportunity to buy properties in bulk and turn them into rentals. 

Today, many of the same affordability pressures are fueling renewed demand for BTR homes. With homeownership prohibitively expensive for many Americans and younger generations increasingly questioning whether owning a home is essential, long-term renting has become an attractive option.

Build-to-rent controversy

Build-to-rent has been in the spotlight recently as the housing supply shortage continues to fuel an affordability crisis. Critics, including the Trump Administration, have argued that large investors should not compete with individuals for homes and land that could otherwise support homeownership. Those concerns have helped push Congress to pass the ROAD to Housing Act, which included new restrictions on institutional investors (though without a requirement to sell off build-to-rent properties).

However, institutional investors make up a much smaller portion of the market than headlines may suggest. Investors of all sizes purchased 19% of homes sold in the first quarter of 2026, but most are small, mom-and-pop investors. Firms that have purchased more than 350 single-family homes since 2015 account for around 1-3% of single-family purchases nationwide. And unlike investors that buy existing homes, BTR developers add new homes to the housing supply—between 70,000 and 130,000 annually, by one estimate. 

Economists generally caution that restricting new construction could ultimately hurt both buyers and renters. “It’s understandable that people are frustrated when they see large investors owning homes while so many families can’t afford to buy one,” said Daryl Fairweather, Redfin Chief Economist. “But the fundamental problem is that America doesn’t have enough homes. Build-to-rent adds housing supply and gives families another option, particularly when homeownership is out of reach. Policies that discourage construction risk making housing more expensive for everyone. The best way to improve affordability is to simply build more homes.”

Build-to-rent vs rent-to-own

Build-to-rent homes are designed to remain rentals, typically with no expectation that the renter will eventually own the property. With a rent-to-own home, on the other hand, the renter has the option or even the obligation to purchase the home after a set period. Part of the agreement may include an upfront option fee or additional payments that can be applied toward the eventual purchase.

Both options can be more expensive than buying a home or renting a more modest place, but they do allow for more flexibility for those looking for long-term renting or ownership. Do your research and talk with a local real estate agent before deciding what’s best for you.

Should you rent a build-to-rent home?

Buying a home means taking on the responsibilities and risks of homeownership, which can be a daunting task. Choosing a build-to-rent community can provide the comforts of homeownership without a few of the downsides. There are some drawbacks, though, such as not building equity.

Ultimately, whether a BTR home is right for you depends on your needs and how long you plan to live in the area. Let’s dig into some of these pros and cons further. 

Pros of living in a build-to-rent property

• More space than a typical rental: Many renters choose BTRs instead of apartments for their larger footprints. 
• Communal living areas: BTR homes typically include access to amenities like pools, gyms, dog parks, and playgrounds. 
• Maintenance: Renters can enjoy their homes without worrying about pest control and replacement requests; landlords and property owners typically handle these responsibilities. 
• Repairs: Because you don’t own the property, you don’t have to pay for repairs, like replacing a roof or installing a new dryer.
• Cheaper insurance: Renters insurance is usually cheaper than homeowners insurance, which means more savings. 
• Social opportunities: Many communities are designed to foster connection and often provide space to help you meet similar people. 
• Renters can try before they buy: Before committing to homeownership, renters can experience living in a house. A build-to-rent home also allows residents to experience a particular neighborhood before making a long-term commitment to a location.

Cons of living in a build-to-rent property

• No equity: Your monthly rent payments don’t build ownership in the property, so you won’t accumulate home equity as you would by paying down a mortgage.
• Rents can fluctuate: You won’t benefit from locking in your mortgage rate. Rents usually rise more quickly than the variable costs of homeownership (taxes, insurance, maintenance). 
• Character: Though luxury amenities may be available, you often won’t find unique qualities in your home. Instead, they’re usually more of a blank canvas. 
• Remodeling: Because you don’t own the home, you have limited options for remodeling, including painting. If you want to customize your home, the key is to keep updates affordable and customizable. For example, try adding peel and stick wallpaper or a fresh coat of paint to key spaces to revitalize a dull room with bright colors.
• Corporate managers: Working with corporate property managers means you may have less room for negotiating things like rent. Building a relationship with BTR property managers can be challenging unless you’re renting from an individual.

Is build-to-rent more affordable than buying a home?

In today’s market, renting a single-family house will likely cost less than buying that same house with a 20% down payment and 30-year mortgage, unless rent costs skyrocket down the road. House prices are at record highs, and mortgage rates are elevated and volatile, pushing the typical monthly payment for homebuyers to $2,600 as of August 2026. The median rent price is $2,000.

In the long term, though, economists often still recommend buying a home because of the equity options it unlocks and the stable monthly payments. Buying a home outright (all-cash) is the most cost-effective option.

Should you invest in build-to-rent homes?

BTR homes can be a good way to start investing in real estate, particularly in competitive markets with limited supply. However, they have a high barrier to entry because building a new rental requires significant capital, financing, and development expertise. If you’re a more cautious investor, there are other ways to capitalize on BTR growth, including REITs that hold rental homes in their portfolios.

Owning a BTR property can offer benefits like higher monthly rent, less tenant turnover, potential tax incentives, and the opportunity to build equity. However, returns aren’t guaranteed. Smaller investors may struggle to compete with institutional developers or generate enough rental income to justify construction costs. Building an ADU or renting out a second home can be more accessible alternatives, although they wouldn’t be considered build-to-rent.

You can also invest in existing properties rather than building from scratch. One option is the BRRRR method—buy, rehab, rent, refinance, repeat—which involves renovating distressed homes and renting them out. Alternatively, REITs provide exposure to rental real estate without the cost and responsibility of owning and managing a property directly.

Final thoughts: Is build-to-rent right for you?

Build-to-rent housing offers the convenience and amenities of single-family living, without the hassle of maintenance, taxes, and permanence of ownership. However, there are important downsides, including variable rent costs and no equity gain. As such, it’s important to crunch the numbers before making a decision.

If a BTR home would replace your long-term goal of homeownership, you may be better off choosing a less expensive rental and saving for a future down payment. But if you want the space and privacy of a single-family home without the commitment of buying, BTR can offer an appealing middle ground.

No matter what you choose, before signing a lease, use Redfin’s rental affordability calculator to see how much rent comfortably fits your budget. Or, if you’re curious about ownership, check out homes for sale near you and discover how much home you can afford.

Whether you’re starting a new job in your hometown of Nashville, TN or getting a fresh start living across the country in Portland, OR, moving into your first apartment is an exciting milestone in life. There’s something surreal about sitting in your new place for the first time and realizing that you finally have a place to call your own. However, knowing what exactly you’ll need can be overwhelming, especially if you’re starting from scratch. Even if you try to focus on the essential items, it’s easy to get lost in the chaos and excitement of filling your new home.

With this first apartment checklist, you’ll learn what you need to survive in your first rental and what home goods you can put off buying – at least for now. Let’s get started.

>>Renting as a college student? Check out our off-campus living guide

What to do on move-in day

Document your apartment’s condition

Proper preparation on move-in day goes far beyond unpacking boxes – it sets the foundation for your entire tenancy and protects your financial investment. Property managers and industry experts emphasize that setting up your household administrative tasks on day one is just as vital as assembling your furniture.

To ensure new renters cover all necessary bases right from the start, real estate management experts from G3 Management & Investments emphasize the critical tasks tenants should focus on during their first hours in a new home:

“One of the biggest things first-time renters overlook is properly documenting the condition of the property at move-in. Take detailed photos and video, complete any move-in condition report, confirm utilities and renters insurance are active, and understand how maintenance requests should be submitted before an issue arises. A little preparation on day one can prevent confusion, unexpected costs, and disputes when it’s time to move out.”

Measure each room

• Room dimensions can be hard to judge from photos alone, so take measurements as you tour the apartment. Note the length and width of each room, along with any tight corners, alcoves, or unusual layouts that could affect where furniture fits. It’s also helpful to measure doorways and entry points, especially if you have larger pieces like a sofa, bed frame, or dining table. Comparing these measurements with the furniture you already own can help you figure out whether the space will work before you sign a lease. 

Move your belongings safely and efficiently

Moving can be stressful. That’s why the best way to move into your first apartment is to be as organized as possible. 

• Label boxes by room. Clearly mark where each box belongs so you or your movers can take it directly to the right space.
• Pack heavy items in smaller boxes. Books, dishes, and other dense items can quickly make a large box difficult to lift. Use bigger boxes for lightweight, bulky belongings like pillows, bedding, and blankets.
• Keep boxes manageable. Avoid overpacking, and make sure each box can be lifted safely before sealing it.
• Protect furniture before moving it. Wrap sofas, tables, dressers, and other large pieces in moving blankets or protective wrap to help prevent scratches and damage to both your furniture and apartment walls.
• Take extra care with wood furniture. Moving blankets, furniture pads, or packing paper can help protect finished surfaces from scratches and dents.
• Cover your mattress. Use a mattress bag, mattress box, or durable protective plastic to keep it clean and protected during the move.
• Keep essentials separate. Pack a small bag or box with things you’ll need right away, such as toiletries, medications, chargers, a change of clothes, basic cleaning supplies, and toilet paper, so you don’t have to dig through boxes on your first night.

Contact the local utilities to service your apartment before move-in day

Before moving in, confirm which utilities you’re responsible for and which are included in your rent. Then contact each provider early enough to have service active by move-in day. 

• Internet: Schedule internet service in advance, especially if you work from home. If you don’t already have a modem or router, check whether your provider supplies one or if you’ll need to purchase your own. 
• Electricity: Call the electric company as soon as you sign your lease to ensure they switch the account over to you. 
• Water: Ask your property manager whether water is included or automatically set up. If not, contact the local provider to start service. 
• Gas: If your stove or heat run on gas, contact the gas utility to put the account in your name. 
• Cable: If you want cable service, schedule installation ahead of time since appointment availability can vary. 

Living room essentials and nice-to-haves

The living room is the first space we’re crossing off on our first apartment checklist. It’s usually the area where you’ll spend most of your free time – your main hangout zone for entertaining, watching TV, lounging, and even working from home. Opt for hand-me-down items from your parent’s basement or thrift store to find if they’re in good shape. 

Here’s what you’ll need to include on your first apartment checklist to make the living room your ideal hangout spot: 

Living room essentials checklist:

• Couch or one to two  chairs
• TV stand or mount
• Throw pillows and blankets
• Coasters
• TV
• Lamp
• Window treatments 

Living room nice-to-haves checklist:

• Additional seating for guests 
• Coffee table
• End tables
• Plants
• Area rug
• Speakers or soundbar
• Extra storage, such as a bookshelf, cabinet, or storage ottoman
• Additional decor to make the space feel more personal

Kitchen essentials and desirables

Many first-time renters are surprised at how many items they need to acquire to have a truly functional kitchen. And unless you’re planning to order takeout every night, we recommend purchasing some kitchen essentials. 

Here are some must-haves and the nice-to-haves to add on later to help make life in the kitchen run a little more smoothly: 

Kitchen essentials checklist:

• Pots and pans
• Salt and pepper shakers
• Basic knife set
• Dish drying rack
• Baking tray
• Oven mitts
• Measuring cups and measuring spoons
• Cutting boards
• Mixing bowls
• Basic cooking utensils
• Aluminum foil
• Plastic wrap
• Wax paper
• Reusable water bottle
• Recycling bin
• Microwave
• Hand-mixer
• Colander
• Bottle opener
• Can opener
• Tea kettle
• Blender
• Coffee maker
• Toaster/Toaster oven
• Dish soap
• Dishtowels
• Sponges
• Dishwasher pods
• Paper towels
• Ziploc bags
• At least one plate, bowl, fork, knife, spoon, and mug
• Food storage containers
• Fire extinguisher

Kitchen nice-to-haves checklist:

• Bag clips
• Fruit basket
• Full set of dishware, 4 place settings
• Full set of glassware, 8 glasses
• Full silverware set
• Silverware organizer
• Clock
• Wall decor
• Timer
• Wine opener
• Crockpot
• Instapot
• Water filter
• Paper towel holder

 

Bedroom essentials and nice-to-haves

Creating an ideal sleep environment is crucial to your health and well-being, so feel free to spend a little more on bedroom essentials for things like a high-quality mattress and cozy, durable high-thread-count sheets. 

Here’s what else you’ll need on your first apartment checklist:

Bedroom essentials checklist:

• Mattress
• Bed frame
• Sheets
• Bed pillows
• Pillowcases
• Bedspread/comforter
• Blankets
• Dresser
• Desk
• Nightstand
• Fan
• Clock
• Additional storage/boxes
• Trash bin
• Hangers
• Shoe rack
• Mirror
• Curtains
• Desk lamp
• Laundry hamper

Bedroom nice-to-haves checklist:

• Wall decor
• Area rug
• Vanity
• Chair
• Space heater, if necessary
• Portable AC unit
• TV and TV stand

Bathroom essentials and nice-to-haves

Your bathroom is one of the areas where you can emphasize function over aesthetics, at least in the beginning. You can balance out what you spent on your bedroom by choosing less expensive yet durable products for your bathroom. 

Here’s what you need to complete the bathroom:

Bathroom essentials checklist:

• Shower curtain, liner, and hooks
• Bath towels
• Hand towels
• Toilet paper
• Soap
• Toilet brush
• Toiletries/personal care items
• Hand soap
• Plunger
• Shower mat/bath mat
• Shampoo and conditioner
• Body wash
• Small trash bin
• Bathroom cleaning supplies
• Toothbrush holder
• Air freshener
• Window treatment

Bathroom nice-to-haves checklist:

• Hair towel/shower cap
• Candle
• Febreeze
• Potpourri
• Extra storage bins or baskets
• Wall decor
• Clock

Dining room essentials and desirables

Whether you have a separate dining room or just a small eating area off the kitchen, focus on what makes sense for your space. A table and chairs are useful if you regularly sit down for meals or entertain, but they may not be necessary in every apartment. If you have a kitchen island, breakfast bar, or counter with room for seating, a few stools can create a functional dining spot without taking up as much space or stretching your budget. 

Dining room essentials checklist:

• Dining table and chairs
• Trivet/hot pad
• Barstools if you have a countertop

Dining room nice-to-haves checklist:

• Placemats
• Wall decor
• Centerpiece

Fridge and pantry essentials 

You may need to make countless grocery trips for specific ingredients during your time as a renter, but you’ll want to stock your refrigerator and pantry with these basics. 

Here’s a starter list you can customize according to your preferences and cooking habits: 

Fridge and pantry essentials checklist:

• Produce (fruits and vegetables)
• Frozen and fresh meat
• Frozen and fresh seafood
• Meat alternatives
• Dairy
• Bread
• Rice
• Breakfast pastry (bagels, muffins)
• Dessert
• Pasta
• Flour
• Sugar
• Baking soda
• Baking powder
• Yeast
• Shortening
• Vanilla
• Chocolate chips
• Salt and pepper
• Spices
• Oil (vegetable oil, olive oil, etc.)
• Mayonnaise 
• Brown sugar
• Honey
• Maple syrup
• Sauces of your liking (BBQ, soy, etc.)
• Ketchup and mustard
• Frozen items (frozen berries, pizza, etc.)
• Cereal
• Canned fruits and vegetables
• Soup/broth
• Snacks
• Beverages
• Peanut butter or nut butter
• Jelly or jam

Cleaning equipment and supplies

Moving is a dirty job. You may find that the bathroom, kitchen, or bedroom is not clean enough for your standards, so having a fully-stocked cleaning cabinet for a deep clean on move-in day can make all the difference. 

Be sure to have these on hand as you need to clean before moving in, and for weekly cleaning chores:

Cleaning equipment and supplies checklist:

• Vacuum
• Swiffer with both wet and dry pads
• Multi-purpose liquid cleaners like Lysol or Mr. Clean
• Paper towels
• Trash bags
• Toilet bowl cleaner
• Dish soap
• Dishwasher detergent
• Laundry detergent
• Stain remover
• Sponges
• Glass cleaner

Miscellaneous items for your first apartment

A starter toolbox is one of the “nice to have” items as you’re moving in. Whether you need to reassemble a bookshelf or hang some wall art, you’ll likely need a hammer and screwdriver on moving day. And if the ceilings in your apartment are high or the upper cabinets are out of reach, a step stool also comes in handy. Or, if your apartment isn’t equipped with A/C, you might consider investing in an A/C window unit. 

Here’s what else we recommend for your first apartment:

Toolkit checklist:

• Screwdrivers (Phillips and flat head) 
• Hammer
• Nails and wall hooks
• Step stool
• Power strips and extension cords 
• Batteries
• Light bulbs
• Measuring tape
• Duct tape

“Extras” checklist:

• Sewing kit
• Iron and ironing board
• Window A/C
• Umbrella
• Scissors
• Scotch tape

First-aid essentials

Accidents happen. Whether you cut a finger opening a box on move-in day or are feeling under the weather months from now, you’ll want a few first-aid supplies on hand: 

First-aid essentials checklist:

• Band-Aids
• Antibiotic ointment 
• Anti-inflammatory (Advil, Motrin, or other)
• Thermometer
• All-in-one first aid kit

Wrapping up: making your first apartment feel like home

Moving into your first apartment is a major milestone, but turning a blank space into a functional, comfortable home takes time. After covering your security deposit, first month’s rent, and immediate essentials, give yourself permission to pause. You don’t need to purchase every piece of decor, accent furniture, or houseplant on day one.

Treat this checklist as a flexible guide, not a rigid set of rules. As you settle into your new routine, prioritize your budget and gradually invest in the “nice-to-have” items that match your lifestyle. Whether you’re searching for your first apartment or becoming a first-time homebuyer, the best homes are curated thoughtfully over time—one piece at a time.

First apartment checklist FAQ’s

1. How much money should I budget for first apartment essentials?

Budget $1,000 to $3,000 for essentials beyond your security deposit and first month’s rent, depending on your current furniture. Prioritize key purchases like a mattress, and cut costs by getting smaller items or living room decor secondhand.

2. When should I start setting up utilities for my new apartment?

Contact utility providers at least 1 to 2 weeks before your lease start date. Ensuring electricity, gas, water, and internet are set up in your name beforehand guarantees you won’t be moving in in the dark or waiting days for a technician to activate your Wi-Fi.

3. Why is taking photo and video documentation so important on move-in day?

Capturing detailed photos and videos before you unpack serves as proof of the unit’s original condition. This documentation protects your security deposit from being wrongfully withheld for pre-existing wear and tear or damages when you eventually move out.

4. Is renters insurance actually required for my first apartment?

Most property managers require proof of renters insurance before move-in. Even if not required, it is strongly recommended to protect against personal property loss, liability, and temporary living costs at a low price.

5. What items should I unpack first on day one?

Prioritize setting up your bed and assembling essential bathroom items (shower curtain, bath towel, toilet paper, and basic toiletries) first. You will be tired after a long day of heavy lifting, so having a functional bathroom and a clean, comfortable place to sleep makes your first night significantly less stressful.

Natural light can completely change the way a home feels. A room that once seemed dark or cramped can feel brighter, more spacious, and more welcoming simply by letting in more daylight. Beyond making a space look good, natural light can influence how people feel in a home and even how appealing the property is to potential buyers.

From thoughtful window placement looking at the city lights in Chicago, IL to open curtains and strategically positioned mirrors from the inside of a home in Provo, UT, there are plenty of ways to make the most of the sunlight a home already receives. Here are some of the biggest benefits of natural light in a home.

1. Makes rooms feel larger

One of the simplest ways natural light can affect a space is by making it feel more open. Bright rooms tend to feel less confined, while shadows and dark corners can make a space seem smaller than it actually is.

Windows, glass doors, and an open sightline can help daylight travel farther into a room, creating a greater sense of depth. The effect can be especially noticeable in smaller bedrooms, narrow hallways, or compact living areas where every bit of visual space matters.

Mike McKiddie, Vice President of Architectural Design for Aubuchon Homes, explains, “Natural light is considered from the very beginning, from the home’s orientation on the property to the placement and scale of windows and glass doors. Thoughtfully designed natural light can make spaces feel larger and more inviting, highlight architectural details and finishes, and create a stronger connection between indoor and outdoor living.”

The key is not necessarily having the most windows possible, but placing them where they can make the biggest difference. 

2. Increases mood and overall well-being

There is something naturally uplifting about walking into a room filled with daylight. Sunlight can make a home feel more cheerful and comfortable, which may influence how people experience the space throughout the day.

Natural light is also closely connected to our daily routines and exposure to daylight can help support a healthy sleep-wake cycle. While a bright room won’t solve every bad day, a home that feels light and inviting can certainly create a more pleasant environment.

Beazy Clark with Pinnacle Realty, describes the emotional effect natural light can have on buyers stating, “Natural light can boost a buyer’s sense of happiness, linking the house to positive emotions. Natural light adds the finishing touch to a masterpiece.”

That emotional response can be especially valuable when you’re spending a lot of time in your home or trying to create a welcoming atmosphere for guests.

3. Enhances a home’s visual appeal

Natural light can make the details of a home easier to appreciate. It can bring out the colors of walls and flooring, highlight architectural features, and make textures more noticeable. Even carefully chosen furniture and decor can look different depending on how much daylight enters the room.

This is one reason lighting can make such a difference when preparing a home for photos or showings. A bright, naturally lit room often photographs and presents differently than the same room under artificial lighting alone. And if you put yourself in the buyer’s shoes, it’s easy to understand why natural light when buying a home can be such an important consideration. 

AB-Photography, a real estate and architectural photography company, has seen this firsthand explaining, “Natural light is one of the most effective ways to showcase a home’s true character. It brings out the natural colors and textures of a space, creates a greater sense of depth, and can make rooms feel brighter, more open, and inviting.”

For homeowners, this can be as simple as opening the curtains before a showing, trimming landscaping that blocks a window, or choosing window treatments that let in plenty of daylight.

>>Read: How to Evaluate Natural Light When Buying a Home

4. May improve energy efficiency 

Natural light can also help reduce the need for artificial lighting design during the day. In rooms that receive plenty of sunlight, you may be able to keep the lights off for several hours, potentially reducing electricity use.

However, more windows don’t automatically mean a more energy-efficient home. Window orientation, glazing, insulation, shading, and the local climate all play a role. Large south- or west-facing windows, for example, can bring in plenty of daylight but may also increase heat gain during warmer months if they’re not properly shaded.

That’s why natural light works best when it’s considered alongside the home’s overall design. Thoughtful window placement can help balance daylight, comfort, privacy, and energy efficiency rather than simply adding more glass.

>>Read: Home Energy Audits: How to Assess Your House’s Efficiency

5. Increase a home’s resale appeal

Natural light is also a feature that can make a home more appealing to potential buyers, in turn increasing a home’s resale value. Bright, welcoming rooms are easy to picture living in, and a home that feels spacious and comfortable can make a strong first impression.

While natural light alone won’t determine a home’s value, it can contribute to the overall experience buyers have when touring a property. Features such as large windows, skylights, glass doors, and well-positioned living spaces can help a home stand out, particularly when they provide attractive views or connect indoor spaces with the outdoors.

For sellers, maximizing existing natural light can be a relatively simple way to improve presentation without taking on a major renovation. Clean the windows, open the blinds, remove objects blocking the glass, and consider lighter colors or reflective surfaces that help daylight travel through the room.

>>Read: Preparing Your Home For an Open House

How to bring more natural light into your home

Not every home has large windows or ideal sun exposure, but there are still ways to make a space feel brighter. Try these:

• Keeping windows clean and free of clutter
• Using sheer or light-filtering window treatments
• Choosing lighter wall colors and finishes
• Placing mirrors where they can reflect daylight
• Trimming trees or landscaping that blocks windows
• Using glass doors to connect rooms or indoor and outdoor spaces
• Adding skylights or solar tubes where appropriate
• Keeping furniture from obstructing windows

Natural light is more than a design feature. It can make rooms feel larger, create a more positive atmosphere, highlight a home’s best features, and potentially reduce the need for artificial lighting. Whether you’re designing a new home, updating your current space, or preparing to sell, making the most of the daylight available can have a noticeable impact.

Falls are the leading cause of injury-related death among adults 65 and older in the United States and the numbers are moving in the wrong direction. According to the National Safety Council, 43,020 individuals aged 65 and older died as a result of preventable falls in 2024, and in 2023, over 3.85 million were treated in emergency departments due to fall-related injuries. For the millions of older adults who want to stay in their homes as they age, those statistics make home safety a priority, not an afterthought.

The good news is that technology has created more practical options than ever. Whether you’re updating a condo in San Diego, CA, retrofitting a ranch home in Phoenix, AZ, or planning ahead in a two-story house in Charlotte, NC, smart tech upgrades can help you live more comfortably and confidently without sacrificing independence. 

>>Read: Home Features That Become More Important as You Age

1. Start with the bathroom

Before diving into voice assistants and smart locks, let’s talk about the bathroom. It’s where a lot of falls happen, and it’s the one room where a thoughtful upgrade can do double duty, like improving safety and making everyday routines genuinely easier at the same time.

Jeremy Maher of Phoenix Home Remodeling recommends pairing two upgrades that work better together than either does alone. “The smartest upgrade is a thermostatic digital shower valve paired with a curbless, zero-threshold entry,” Maher says. “You take away the step people trip over and the scalding-water risk in one move. Safer and easier to use every day.”

A thermostatic digital shower valve maintains water at a preset temperature, which protects against sudden changes in hot water pressure that can cause burns. Add a curbless shower entry and you’ve eliminated a significant trip hazard while also making the space more accessible for anyone using a mobility aid.

Other bathroom additions worth putting on your list:

• Motion-activated night lights that turn on automatically so there’s never a dark stumble to the switch
• Grab bars with built-in lighting sensors that provide both support and visibility in one install
• Leak detectors near the toilet and sink that alert a family member’s phone before a drip turns into a bigger problem

2. Get a voice assistant

Once the bathroom is addressed, a voice assistant is usually the smartest next step. It tends to have the biggest ripple effect throughout the rest of the home.

With a simple voice command, a smart speaker can control lights, locks, and thermostats, set medication and appointment reminders, make hands-free phone calls, and answer questions or check the weather. For anyone with limited mobility or dexterity, that means fewer reasons to get up, reach across a counter, or navigate a small phone screen. That matters more than it might sound.

Popular options include:

• Amazon Echo (Alexa): widely compatible and easy to set up across many device types
• Google Nest: integrates well with Android phones and Google services
• Apple HomePod: a natural fit for households already in the Apple ecosystem

For those less comfortable with smartphones, a smart display offers a stationary, reliable hub for reminders, video calls, and device control without needing app updates or battery charging.

3. Upgrade your lighting

A lot of nighttime falls come down to one moment: someone gets up, the room is dark, and the light switch is a few steps away. Motion-activated lighting eliminates that gap entirely.

Smart lighting systems with motion sensors can automatically illuminate hallways, bathrooms, and stairways when someone enters the space. These systems can also be adjusted remotely or by voice.

A few ways smart lighting can work proactively:

• Scheduled lighting that dims at bedtime or brightens at a set hour each morning
• Path lighting that activates automatically along the bedroom-to-bathroom route overnight
• Voice-controlled brightness so there’s no need to get up or find a switch at all

4. Add a smart lock and video doorbell

Getting up to answer the door or fumbling with keys when hands aren’t cooperating adds unnecessary physical risk to what should be a simple task. Smart locks and video doorbells make both a lot easier.

Video doorbells with cameras let residents see who’s at the door before getting up, while smart locks allow keyless entry via codes. For anyone with hearing challenges, notifications pop up on a phone or tablet rather than relying on a doorbell chime alone.

Here’s what makes these smart home upgrades particularly useful day-to-day:

• Video doorbells let you check who’s there from the couch, a bedroom, or even remotely
• Smart locks eliminate the need to manage physical keys and can be set to auto-lock
• Shared access codes for family members or caregivers make drop-ins easier on everyone

5. Rethink the medical alert device

Modern medical alert devices have evolved beyond clunky pendants. Today’s options integrate with smartphones and smart speakers, featuring GPS tracking, fall detection, and direct connections to family or caregivers.

Today’s options include:

• Wearable smartwatches with fall detection that automatically contact emergency services if the wearer doesn’t respond
• In-home alert systems that connect to a 24/7 monitoring center with the press of a button
• Voice-activated emergency calls through smart speakers for moments when a wearable isn’t within reach

6. Don’t overlook the thermostat

Smart thermostats simplify aging in place by enabling voice or routine-based climate control, avoiding unnecessary trips across the home. Many models also send alerts if temperatures become dangerously high or low during extreme weather.

Benefits that add up over time:

• Voice or app control means no more adjusting a small wall display with hard-to-read text
• Scheduled routines keep the home comfortable overnight and in the morning without any manual adjustment
• Remote monitoring lets family members check in on home temperature from anywhere, offering simple but meaningful peace of mind

How to get started without feeling overwhelmed

You don’t need to overhaul the whole house at once. Starting with one or two devices tends to go a lot better than trying to connect everything on a Saturday afternoon.

It helps to pick one ecosystem, like Alexa or Google, and stick with it. Mixing platforms tends to create unnecessary complexity. Name devices the way the person already refers to them: “the hall light,” “the front door.” Simple labels make voice commands feel natural instead of like a memory test.

A good rollout sequence to follow:

• Start with a voice assistant or smart display as the central hub
• Add motion-activated lighting next – high impact, low effort
• Layer in a video doorbell and smart lock once the basics are comfortable
• Plan ahead for bathroom modifications like a thermostatic shower valve and curbless entry, which are best handled with a professional contractor

The right home makes all of this easier

Smart tech upgrades go a long way, but the layout and bones of a home matter too. Single-story floor plans, wider doorways, and step-free entries can make aging in place more manageable before a single device is installed.

If you’re thinking about whether your current home is set up for the long term or looking for one that already has some of these features built in, explore homes for sale on Redfin or connect with a local Redfin agent to find a home that fits where you are today and where you want to be down the road.

>>Read: How to Make a Home Senior Friendly

Smart tech upgrades for aging in place FAQs:

1. Will my insurance cover any of these smart home upgrades? 

Some long-term care insurance policies and Medicare Advantage plans may cover certain home modification costs, particularly those related to fall prevention, but coverage varies significantly by plan. It’s worth calling your insurance provider directly to ask what qualifies before making any purchases.

2. How do I know if my home’s Wi-Fi can support smart devices? 

Smart home devices require reliable Wi-Fi, which older routers or large home dead zones can disrupt. Check connection stability by testing phone signal strength where devices will go. If calls or video streaming stalls, adding a Wi-Fi extender, a mesh network, or an internet plan upgrade can resolve connection issues.

3. What happens if the power or internet goes out? 

Most smart devices lose functionality during power outages, though many smart locks include manual key backups. Keep a flashlight handy and ensure medical alert devices have battery backups or cellular options.

4. At what point should someone consider moving instead of modifying their current home?

If multi-story layouts, lack of main-floor facilities, narrow doorways, or structural barriers make retrofitting costly or impractical, exploring alternatives may be ideal. Moving to a single-story home, condo, or accessible community offers a practical fresh start with minimal retrofitting.

5. Are there professionals who specialize in aging-in-place home design? 

Yes, Certified Aging in Place Specialists (CAPS) are NAHB-trained contractors and designers specializing in home modifications for older adults. They assess homes, recommend changes, and complete renovations focused on safety and accessibility.

Depending on your situation, deciding to sell your home with an iBuyer vs using a more traditional route could be an appealing alternative. Fewer showings, a faster sale, and the option to sell as-is can be helpful to sellers with homes they want to sell quickly, although you might not get as much as you could from selling it on the open market.  

Whether you’re selling a home in Denver, CO or debating the best route for an inherited home in Portland, OR, consider what matters most to you – including price, speed, convenience, and certainty.

Potential advantages of selling to an iBuyer

Convenience

Foregoing the traditional listing process may mean fewer showings, open houses, and interruptions to your schedule.

“For many homeowners, one of the biggest reliefs is realizing they do not have to live around the sale of their home,” shares Ohio Cash Buyers from Cincinnati, OH. “Keeping everything constantly show ready, rearranging your schedule around appointments, and having stranger after stranger walk through the place where you are still living can become exhausting very quickly. With an iBuyer, homeowners can often avoid much of that disruption and go through the selling process without feeling like their home, schedule, and everyday life have to revolve around the sale. Sometimes the real convenience is not just how quickly the home can sell, but how little the process has to interrupt the life you are already living.”

Speed

Depending on the company, housing market, and property, sellers may be able to move from offer to closing relatively quickly. However, it’s important to remember that not every situation is the same. While some closings can happen quickly, others can take up to 60 days. 

“Selling to an iBuyer can be a very simple, straightforward process – the seller requests an offer, the property is evaluated, and if the offer works for them, they can move through inspection, paperwork, and closing on a timeline of about 14 days,” says Fellow Homes, a cash-offer homebuyer in Los Angeles, CA. 

“The sellers who tend to be the best fit are those who value speed, certainty, and convenience, especially avoiding repairs and showings,” they explain. “We take a consultative approach because we don’t believe a quick cash sale is the right solution for everyone, and we genuinely enjoy helping sellers understand their options, the benefits and tradeoffs of each, and what they can realistically expect from the process. Ultimately, we’re focused on finding the path that delivers the best combination of price, certainty, and convenience for each seller.”

A more predictable sale

Traditional transactions can involve negotiations, financing contingencies, appraisal issues, and other variables. Selling directly to an iBuyer may remove some – but not necessarily all – of those uncertainties.

“With an iBuyer, sellers gain conveniences such as shorter timeframes, fewer negotiations, and less risk,” explains 401HomeBuyers. “Our team likes to meet with a homeowner at the property in order to identify any repairs the home might need as this helps inform our offer price. Then we walk the seller through the process and provide an all-cash offer. There are no fees associated with the offer and sellers are often surprised at how quick and transparent our team is.”

>>Read more: What Happens When Homes Don’t Sell?

Flexible closing

Many cash-offer homebuyers and iBuyers offer flexible closing options. Depending on your situation, being able to have more control over your closing date can give peace of mind to an often hectic and stressful time. Look into the iBuyer you’re working with to see what options they have available. 

Potential disadvantages of selling to an iBuyer

Your offer isn’t the same as your take-home amount

An initial offer from an iBuyer doesn’t necessarily indicate how much cash you’ll be walking away with. Final offers can vary post-walkthrough depending on how well the home matches the given description, whether significant repairs are needed, or serious issues like mold or pests are evident.

>>Read more: Is It Better to Renovate or Sell As-Is? 

You don’t test your home on the open market

A direct offer provides certainty, but the seller generally isn’t exposing the home to multiple potential buyers first, and when the final offer comes in, it might look like less than you would expect from a traditional listing.

“The process of selling to an iBuyer is usually very fast and straightforward, which is a great fit for homeowners who value certainty, convenience, and speed over getting the highest possible price,” explains BD Home Buyers, a cash-offer company in the greater Ohio area. “Think of it like selling your car to a dealership. It’s simple, hassle-free, and you can complete the sale quickly. However, just as with selling a car to a dealership, the offer is typically lower than what you might receive by selling on the open market.” 

Be sure to compare multiple offers, and consider the costs of repairs the house may need. While you might walk away with a lower offer, you might not have to pay for additional repairs that would be required before putting your house on the open market.

Not every home qualifies

Homes that are eligible to be purchased by iBuyer companies can depend on location, property type, price, age, condition, acreage, or company-specific criteria. While a home may not be a good fit for one company, another may still be able to make you an offer. 

Who should consider an iBuyer?

Using an iBuyer isn’t perfect for every sale, but some scenarios can benefit greatly. 

“After two decades of helping homeowners sell in all kinds of circumstances, one thing we’ve learned is that the house itself often isn’t the problem that needs to be solved,” explains Ohio Cash Buyers. “More often, the real challenge is the situation surrounding the property and everything the homeowner is trying to manage along with it, whether that is the loss of a loved one, medical issues, an estate, tenants, repairs, or a move. When considering an iBuyer or any direct buyer, sellers should look beyond the offer and ask, ‘Does this option actually solve my situation and give me some peace of mind, or does it just add more to what I’m already going through?’ The real measure of a good solution is whether it fits what the homeowner needs and the reason they reached out in the first place. Sometimes that solution is us, sometimes it isn’t, and that’s okay; what matters most is helping the homeowner find the option that makes the most sense for their situation.”

Examples of situations that might benefit using an iBuyer include:

• Job relocation: A seller relocating for a job may need to move to another state and be on a quick timeline to sell their home. 
• Avoiding showings: Open houses and showings can be inconvenient for sellers with busy lives, but an iBuyer removes the need to prepare a home for prospective buyers. 
• Unlocking equity fast: A quicker timeline and a quicker closing may allow you to access your equity sooner in order to make a down payment on a new home right away. 
• Inherited property: Inherited homes can be complicated between location, accruing bills, cleaning out belongings, and potential renovations. Some iBuyers can provide a quick out and help you through the whole process. 

How to choose an iBuyer

Considering which company you work with is just as important as the decision on whether or not to sell with an iBuyer. Compare multiple companies to assess qualifications, requirements, fees, offers, and specific policies before jumping in. 

Maple Home Buyers is a family-owned cash home buyer in the San Francisco Bay Area, CA, that can close an escrow within 3-7 days, purchase homes in their as-is condition with no repairs needed, and provide packers and movers. Here’s what they have to say about choosing an iBuyer to work with: 

“Our team at Maple Home Buyers often speaks with homeowners who need to sell fast, sell a home in as-is condition, or are looking for cash home buyers, and we encourage them to compare more than just the headline offer. When choosing a company that buys houses for cash, sellers should confirm who the actual buyer is, whether the contract can be assigned, what fees or repair deductions may apply, and whether the buyer will provide proof of funds and a meaningful non refundable earnest money deposit through a licensed escrow or title company.”

Some questions to ask iBuyer companies:

1. Is this the final offer or a preliminary offer?
2. What fees will I pay?
3. Could the offer change after the home assessment?
4. How are repair costs determined?
5. What will my estimated net proceeds be?
6. Can I choose my closing date?
7. What happens if I decide not to sell?
8. How does this option compare with listing my home?

Bottom line

An iBuyer isn’t inherently better or worse than a traditional sale, it’s simply a different way to sell a home. The right choice depends on how much you value convenience, certainty, timing, and maximizing your potential proceeds.

Before deciding, assess your situation and compare the factors that matter most to you.

Typically, selling a house means preparing it for the market, scheduling showings, negotiating with buyers, and waiting for the deal to close. While the traditional method of selling a home works for many, selling to an iBuyer is an alternative route that may work well for your situation. 

For homeowners who value convenience, speed, or a more predictable timeline, selling your house to an iBuyer could be an appealing option. Whether you’re selling your house in Indianapolis, IN, or just inherited a home in Houston, TX that you don’t know what to do with, gaining an understanding of the process and the differences you’ll encounter from a traditional sale will help you make an informed decision. 

What is an iBuyer?

An iBuyer, short for “instant buyer,” is a company that uses technology and housing market data to make offers on eligible homes. Instead of listing your home and waiting for individual buyers to submit offers, you sell directly to the company.

The term “iBuyer” can encompass a wide variety of business models even though not all businesses identify as an iBuyer. For the purpose of this article, we refer to an iBuyer as a general term for a third-party company that makes cash offers on homes. If you’re choosing a cash-offer company, look into their business model to understand their specific processes.

Is selling to an iBuyer better than a traditional listing? 

Both options have their pros and cons. Pursuing a traditional sale with a real estate agent may be a better option if you’re hoping to earn more from your home sale, but the length of the process can vary depending on the housing market and other conditions. An iBuyer is a great way to sell a home quickly, especially in certain scenarios, but may not bring the highest return when selling as-is. Here’s how Sierra Property Buyers explains the general process:

“Selling to a cash buyer or iBuyer is usually far simpler than a traditional listing. You receive a written offer (ideally with the math behind it – after-repair value, estimated repairs, holding costs, and margin), choose a closing date that works for you, and walk away with cash in as little as 7–14 days with zero commissions or repair costs. The best fit is someone who needs certainty and speed – inherited or probate properties, homes that need work, rentals with tenants, or sellers who simply don’t want the hassle of showings and contingencies. What often surprises people is how transparent a good local buyer will be about the numbers, and that we sometimes tell you that listing with an agent would net you more.”

The iBuyer process

1. Share information about your home

The process typically begins online. You’ll enter your address and provide details about the property, such as its size, age, condition, features, and any recent upgrades. Some companies may also ask for photos or additional information about renovations, repairs, or other characteristics of the home.

The iBuyer then uses this information, along with local housing data and its own valuation methods, to determine the property’s worth and whether it qualifies as a property they can buy. Unlike preparing for a traditional listing, you generally don’t need professional listing photos, an open house, or a marketing plan just to request an offer.

“The process is short by design,” says Kevin Ramirez, owner of NC Homebuyers, an instant cash-offer company in Raleigh, NC. “A seller submits their property information, we run the valuation on our end, and depending on the home we may do a quick walkthrough before finalizing the number. From there it is typically 15–21 days to closing, though most iBuyers will work around whatever date the seller needs, whether that is next week or two months out. The part sellers appreciate most is that the offer is as-is: no repairs, no cleanup, no showings, no lender, and no appraisal to wait on.” 

2. Receive an offer 

If your home meets the company’s criteria, the iBuyer may provide an initial or preliminary offer. One of the biggest differences from a traditional sale is that you can potentially receive an offer without publicly listing the home or waiting to see how buyers respond.

Keep in mind that an initial offer may not be the final amount. The company may still need to assess the condition of the home before confirming the price and any repair-related deductions.

“Our process is simple,” says Jaime G., CEO of Done Deal Homebuyers: “Once we give a seller our final number, that is the exact amount they will net at closing. We pay all closing costs, there are no commissions or hidden fees, and we buy the property as-is. We do not lower our price later unless there is a major undisclosed issue with the property, such as severe foundation damage or black mold.”

3. The iBuyer evaluates your home

After an offer is made, the company will typically verify the home’s condition. Occasionally, this step will come before an initial offer, but it largely depends on the company’s process. Regardless, be prepared to verify your home’s condition before receiving a final, firm offer. 

The verification process can also vary by company, as some will perform an in-person walkthrough while others may request photos or a virtual tour. Overall, the goal is generally to confirm that the home matches the information provided and identify any repairs or maintenance the company believes are needed.

4. Repairs may affect your final proceeds

One reason it’s important to distinguish between an initial offer and your estimated proceeds is that repairs can affect the final numbers. After evaluating the property, an iBuyer may identify repairs or improvements it expects to make before reselling the home. Depending on the company and transaction, those costs may be deducted from what the seller receives.

Instead of asking you to complete the work before selling, the company may allow you to leave the home as-is and account for the repairs in the offer. That can save sellers the time and effort of hiring contractors and completing projects before moving, but it’s still a cost to consider when comparing selling options.

“For many sellers, the biggest advantage of selling directly is certainty. They know exactly what they’re getting, they don’t have to make repairs or deal with showings, and they can choose a closing date that works for them,” adds Jaime G. “The best offer is not always the highest number on paper – it’s the offer you can actually count on closing at.”

5. Review the entire offer 

Before accepting an iBuyer offer, look at the entire financial picture. The offer price is only one number. Depending on the company and transaction, your final proceeds could also be affected by repair deductions, closing costs, taxes, or other expenses.

“Sellers should expect the offer to account for the costs of back taxes, possible liens, and the final water bill, so the final proceeds – not just the initial offer price – are what matter most,” says Dylan Richey, co-owner of Your Ohio Home Buyer in Dayton, OH. “This model is a great fit for homeowners who value convenience, certainty, and a predictable timeline, especially those who want to avoid traditional inspections, costly repairs, showings, open houses, agent commissions, probate or estate work, and the traditional listing process.”

Asking for an estimate of what you are expected to receive after these costs can make it easier to compare an iBuyer offer with what you might get from a traditional listing.

6. Choose a closing date

For some sellers, the timeline is one of the biggest advantages of working with an iBuyer. Rather than depending on an individual buyer’s mortgage approval or coordinating around a long chain of contingencies, you may be able to choose from a range of available closing dates. This kind of flexibility can be helpful if you’re relocating for work, buying another home, or simply want more certainty about when you’ll need to move.

“Sellers are often surprised to find out they can continue living in their house after they sell it,” explains Billings Home Buyers. “Most of the marketing in the industry promotes how fast a house can be sold by going with an iBuyer, but we find that most of our sellers are more interested in post-closing occupancy than a fast sale. Many sellers will want a month or two to live in their house after the sale so that they have their sale proceeds when they actually need them. This makes things much easier than trying to sell one house, find another, and move all at the same time.”

Exact timelines and policies vary, so confirm your options with the company before accepting an offer.

7. Close on the sale

If you accept the final terms, the transaction moves toward closing. Once closing requirements are completed, ownership transfers to the buyer and you receive your proceeds at or shortly after closing.

The experience can feel simpler than a traditional listing because there are fewer prospective buyers, showings, and negotiations to manage, but remember: it is still a real estate transaction with contracts and financial terms that deserve careful review.

Is selling to an iBuyer right for you?

Selling to an iBuyer can offer speed, convenience, and a more predictable process, especially in unpredictable scenarios. Homeowners should carefully evaluate the offer, fees, repair deductions, and estimated net proceeds before deciding on a selling option. Understanding how the iBuyer process works can help you decide which path makes the most sense for your home, timeline, and financial goals.

Buying or selling a home involves plenty of moving parts, and the home appraisal process is one step that can raise questions for both buyers and sellers. What does an appraiser look at? How long does an appraisal take? And what happens after the appraiser finishes the inspection? 

Whether you’re buying or selling in Dumfries, VA, Tampa, FL, or another market, understanding the home appraisal process can help you know what to expect. An appraisal provides an independent opinion of a property’s market value and can play an important role in the mortgage process.

What is a home appraisal?

A home appraisal is an assessment of a property’s current market value completed by a licensed or certified real estate appraiser. When a buyer is financing a home with a mortgage, the mortgage lender typically orders the appraisal to help determine whether the property provides enough collateral for the loan.

An appraisal may also be required when refinancing a mortgage or applying for certain types of home equity financing.

Unlike a home inspection, which focuses on identifying potential problems and evaluating the home’s condition, an appraisal is primarily concerned with determining the property’s market value. To do this, the appraiser considers the home’s characteristics, condition, location, and recent sales of similar properties.

What happens during the home appraisal process? 

The home appraisal process generally involves an on-site visit followed by research and analysis. While the exact process can vary depending on the property and assignment, here’s what homeowners can generally expect. 

Visits your property

The appraisal typically begins with an inspection of the property. The appraiser observes and documents the home’s interior and exterior, takes measurements and photographs, and notes features that may affect its value.

The length of the visit can vary based on the home’s size, condition, and complexity. A larger or more unique property may require more time than a smaller, more straightforward home.

Evaluates your home

During the property visit, the appraiser looks at the home’s overall condition, size, layout, features, and permanent improvements. This can include the number of bedrooms and bathrooms, finished living space, garage, foundation, roof, heating and cooling systems, and other significant components.

The appraiser may also note visible signs of deferred maintenance, damage, or other conditions that could affect the property’s value or marketability.

Outside the home, the appraiser may evaluate the lot, driveway, garage, landscaping, exterior condition, and permanent features such as a deck, porch, or pool. The surrounding neighborhood and location are also considered as part of the valuation.

The goal isn’t to judge whether a home is decorated to a homeowner’s taste. Instead, the appraiser is gathering information that can help determine how the property compares with other homes in the market.

Researches comparable sales

After evaluating the property, the appraiser researches recent comparable sales, often called “comps.” These are recently sold homes that share relevant characteristics with the property being appraised.

Appraisers may consider similarities and differences in factors such as location, size, age, condition, layout, and features. Because no two homes are exactly alike, the appraiser analyzes those differences when determining how the comparable sales relate to the subject property.

Robert Surns, residential appraiser at Lakeshore Appraisal, explains, “Recent comparable sales provide evidence of what buyers are currently paying for similar homes. Appraisers analyze these sales to align the subject with current market activity and support a credible opinion of value.”

Recent sales are especially useful because they provide evidence of what buyers have actually been willing to pay in the current market.

Analyzes the market data

The appraiser then considers the information gathered during the property visit alongside the comparative market analysis.

The home’s location, condition, size, improvements, and features are considered together rather than in isolation. The appraiser uses this information to develop a supported opinion of the property’s current market value.

This is also why a home’s purchase price, a homeowner’s estimate of its value, or the amount spent on renovations doesn’t automatically determine its appraised value.

Completes the report

After completing the property evaluation and market analysis, the appraiser prepares the appraisal report. The report documents the property, comparable sales, relevant housing market information, and the appraiser’s final opinion of value.

The completed report is generally provided to the lender when the appraisal was ordered as part of a mortgage transaction.

Are home appraisals different for different types of loans? 

The general appraisal process is similar across many transactions, but some loan programs have additional property requirements.

FHA home appraisal 

FHA appraisals include additional requirements related to the property’s condition, health, safety, and structural soundness. An appraiser may identify issues that need to be addressed before the loan can move forward.

Potential concerns can include deteriorating paint, roof or foundation problems, water damage, exposed electrical components, or other conditions that may affect the property’s safety or structural integrity.

The specific requirements depend on the property and applicable FHA guidelines, so buyers and sellers should work with their lender if an issue is identified.

>>Read: What Are the Appraisal Requirements for Buying a Home with an FHA Loan?

VA home appraisal 

VA home loan purchases also have minimum property requirements designed to ensure the home is safe, sanitary, and structurally sound.

These requirements can include adequate heating, functional utilities, a sound roof and foundation, and other health and safety considerations.

If an issue is identified during the appraisal, the lender can explain what needs to happen before the loan can proceed.

What happens after the home appraisal is completed? 

Once the appraisal report is completed, the lender reviews the appraised value as part of the mortgage underwriting process.

If the appraised value meets or exceeds the purchase price, the transaction can generally continue toward closing as planned, assuming the buyer meets the lender’s other requirements.

If the appraisal comes in lower than the purchase price, however, the difference can create a financing challenge.

What information is included in a home appraisal report? 

A home appraisal report contains information that explains the property and supports the appraiser’s opinion of value. Depending on the type of appraisal, the report may include several key sections.

• Property and site information
• Neighborhood information
• Property improvements
• Comparable sales 
• Final opinion of value 

Understanding the home appraisal process

A home appraisal involves more than a quick walk-through of a property. The appraiser evaluates the home’s characteristics and condition, researches comparable sales, considers relevant market data, and uses that information to develop an opinion of the property’s current value.

For buyers, understanding the process can make this step of the mortgage process feel more straightforward. For sellers and homeowners, knowing what information may be useful and what the appraiser will evaluate can help the appointment go smoothly.

While you can’t control every factor that influences an appraisal, knowing what to expect can make one of the more technical parts of a real estate transaction easier to navigate.