By admin1
Restore, Repair, Renew Program
Restore, Repair, Renew, an initiative of the City of Philadelphia, is administered by participating lenders. While not free, the program provides eligible Philadelphia homeowners with low-interest loans to invest in their properties. Eligible improvements include water heater replacements, HVAC repairs or replacements, electrical repairs, and mold or lead paint treatments.
Residents can find out if they are eligible by calling or emailing to start the screening process. If eligible, the program will help participants with financial counseling, repair planning, and contractor selection.
Who’s eligible: You must have a primary residence that needs repairs. You must also have a credit score above 580, homeowners’ insurance, and no Licenses and Inspections (L&I) violations. Moreover, you must be up-to-date on all public utilities and property taxes.
Middle Neighborhoods Initiative
Providing repairs and revitalization to middle-income, oft-overlooked neighborhoods, the Middle Neighborhoods Initiative works block by block in eligible areas. The program uses in-house contractors and subcontractors to offer free household fixes to aging homeowners, including energy efficiency improvements, systems and structural repairs, and accessibility improvements.
The Middle Neighborhoods Initiative works in chunks, so residents must have at least 10 eligible homeowners needing repairs on their block to apply.
Who’s eligible: You must be 55 or older and own and occupy your home. You must be present on all repair days and meet the income eligibility guidelines by household size. Each block of homeowners that applies must have a block captain to gather each application.
CAPABLE Program
Philadelphia older adults who have difficulty completing Activities of Daily Living (ADLs) may find assistance through the CAPABLE program. Minor home modifications may be part of the program if needed. The program has a holistic approach to providing home modifications.
Participants first work with both a registered nurse and an Occupational Therapist. Together, they identify challenges for daily living, set goals, and make an improvement plan. Some self-care goals for participants include getting the mail, doing laundry, or walking up and down stairs.
Interested participants can fill out the form on the website to get more information and find out how to apply.
Who’s eligible: If you’re 60 or older and live in Delaware, Philadelphia, or Montgomery counties, you can apply. You’ll need to have some difficulty with at least one daily activity and meet the income limit of 250% or below the federal poverty level.
